Many Pennsylvania residents have varying views when it comes to getting older. Some may feel that reaching their golden years will act as a time of enjoyment and relaxation, and other people may believe that reaching their elderly years will rob them of their abilities. No matter which category you may fall into, planning for the latter scenario may work in your best interests.
Though knowing for certain how the future will play out is out of the realm of most individuals' abilities, you could still take steps to plan for particular situations. For instance, the majority of people over the age of 65 will need some form of long-term care. This need may arise due to illness, injury, disability or incapacitation. Whatever the reason, paying for such care can often prove difficult.