Workers' compensation is an important protection for people who work for employers. This compensation is a type of insurance that covers those who get hurt on the job due to a variety of reasons.
In most cases, workers' compensation will cover medical care, lost wages and even help people study and learn a new skill and job if they cannot return to the one they had before due to their injuries. This is a huge benefit to workers.
In the case that a worker is permanently disabled or killed, there are disability benefits and death benefits available. These are helpful additional protections that guarantee that a person will be supported in disability and that their families will be taken care of after their death.
How do you file for workers' compensation?
To file for workers' compensation, you must be hurt on the job. Report the incident to your employer, who will then give you information where you can go for medical treatment. In an emergency, call 911 and allow the medics to take you to the nearest hospital for treatment. This is all covered by an approved workers' compensation claim.
When you speak with medical providers, be certain to tell them that this is a work-related injury.They can help you with copies of any information that needs to be sent to the workers' compensation insurance company and provide you with fax numbers, emails and other vital information that the workers' compensation company may need.
There are rare cases where people's claims are denied wrongfully. In those cases, your attorney can help you appeal the denial, so that you can obtain the benefits you need.