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Hollidaysburg Personal Injury And Workers' Compensation Law Blog

Claim denied? Here's a few reasons that might happen

Workers' compensation is a type of insurance that is intended to cover employees of a business when they are hurt in the normal course of employment. For example, someone who is using machinery and then gets caught in the blades would have coverage for any medical care they need as well as compensation for lost wages. They may receive additional benefits as well.

There is sometimes a misconception that people will not be able to get workers' compensation if the employer didn't cause the accident in some way, either through intentional misconduct or oversights. The reality is that anyone can seek workers' compensation when they're hurt on the job.

These 6 mistakes could lead to a denial of coverage

You submitted a workers' compensation claim with the help of your Holidaysburg employer, but you were shocked when it came back denied. The agency described your claim as inadequate, and you believe that your employer may have added information to suggest that your claim wasn't legitimate despite the truth.

Generally, workers' compensation claims are only denied for a a few reasons. These reasons include:

  • Not having sufficient evidence of the injury being work-related
  • Not having suffered a compensable injury
  • Not receiving medical treatment
  • Not reporting the injury in time
  • Not filing the claim within the time limit
  • Your employer disputes the claim

Claim denied? Employer won't listen? Talk to your attorney

Workers who are hurt on the job may find themselves in a difficult position. They want to be honest about their injuries, but they may worry that their employers will scold them or fire them.

Fortunately, it's not legal for your employer to fire you as a result of making a workers' compensation claim. If you get hurt on the job, you have a right to seek medical attention and to receive the benefits you deserve from the workers' compensation insurance your employer carries as long as your claim is approved.

What should you expect after getting injured at work?

Workers' compensation coverage is something that the majority of employers are required to have by law. This coverage protects employees who get hurt on the job, making sure they continue to receive at least partial pay for lost wages and can afford the medical care they need.

Workers' compensation benefits are thorough, providing a route to retrain for a new position if the person can't return to the previous job, and it also guarantees tax-free wages to help them support themselves and their families while they focus on recovering. With direct compensation for medical care, most people find that workers' compensation is enough to support them when they're injured.

Federal versus private sector workers' compensation

Workers who are hurt on the job have the right to pursue compensation through workers' compensation. Federal workers who are hurt may seek disability compensation through programs offered by the Department of Labor.

Federal workers who get hurt on the job or who acquire an occupational disease are typically eligible for several kinds of benefits including:

  • Vocational rehabilitation
  • Medical treatment
  • Wage replacement benefits

Worker suffers extreme crushing injuries in roller accident

There are many workplaces that are known to be dangerous. By nature, certain industries are more dangerous than others. For example, the coal-mining industry has a relatively high chance of having workers who come into contact with hazards on a daily basis.

For that reason, some facilities make sure that workers have first-responder training. Having someone on site who can provide emergency care could be the difference between life and death for people who are hurt on the job.

Reduced costs for employers: Workers' compensation rates drop

Workers' compensation is a safety net for workers. It gives them the peace of mind that they can do their jobs and be protected if they get hurt while working.

Businesses are meant to carry workers' compensation but may not if it's too expensive to purchase outright. They risk fines, and workers may not have the coverage they need, but some business owners take that risk.

Skull fractures: Symptoms, complications and your brain

In car crashes, there is a possibility of hitting your head on the steering wheel, the dashboard or a window. That impact can lead to a skull fracture, which has the potential to become life-threatening.

When you have a skull fracture, it means that there is a break in the bone that surrounds the brain. It can be diagnosed by computed tomography and sometimes X-rays.

Are eye injuries common in car crashes?

Eye injuries are possible in car crashes, and they can be devastating to the victims. While some injuries may heal, others may cause permanent blindness. Most injuries to the eyes are suffered as a result of hitting the steering wheel, coming into contact with the airbag or being hit with broken glass.

The National Institutes of Health states that motor vehicle collisions are a leading cause of eye injuries in the United States. There are several kinds of eye injuries that could occur including:

  • Corneal abrasions
  • Black eyes
  • Lacerations to the eyelids
  • Detached retinas
  • Orbital fracture
  • Hyphemia

Seek medical care to get the right documentation for a settlement

Personal injuries range in severity. Some people struggle with injuries that leave them disabled. Others suffer injuries that are invisible but affect them every day.

No matter what kind of personal injury you suffer, you deserve a fair shot at compensation. If you are hurt in a crash, for example, the person who causes that collision should be held liable for your injuries. If you are hurt on another person's property, they should be held liable for not making their property safer.

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