Workers' compensation coverage is something that the majority of employers are required to have by law. This coverage protects employees who get hurt on the job, making sure they continue to receive at least partial pay for lost wages and can afford the medical care they need.
Workers who are hurt on the job have the right to pursue compensation through workers' compensation. Federal workers who are hurt may seek disability compensation through programs offered by the Department of Labor.
There are many workplaces that are known to be dangerous. By nature, certain industries are more dangerous than others. For example, the coal-mining industry has a relatively high chance of having workers who come into contact with hazards on a daily basis.
Workers' compensation is a safety net for workers. It gives them the peace of mind that they can do their jobs and be protected if they get hurt while working.