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Prenuptial agreements can be a good idea if you are getting married to someone and have many assets or just want to protect them against your own debts. It can also be a good idea to have a prenuptial agreement if they are heavily in debt or have many assets of their...

When it comes to personal bankruptcy, two forms are far more common than the rest. Most individuals who need debt protection via bankruptcy will file for either Chapter 7 or Chapter 13 bankruptcy. All forms of bankruptcy have certain protections, including an...

Remember your parents telling you to be careful with your money, build up your savings and stay clear of debt? They came from a different generation where that was easier. You worked hard all your life, but it was still not enough. Now you are approaching retirement,...

Underage drinking is problematic in Pennsylvania and many other states. There are numerous reasons why juveniles engage in such activity even if they know it is unlawful to do so. If an underage driver faces DUI charges or another criminal charge, it can have a ripple...

If you are going to file for bankruptcy, one of the best things that you can do is to create a new budget that accurately reflects what you earn and what expenses you have. Start with those expenses that are unavoidable and happen every month, such as the rent or your...

When you owe money to a company, they may engage in collections efforts in order to compel you to pay back what you owe. If you don't have any money to give them or if the amount you pay is less than what they want, they will become increasingly aggressive in their...

Credit cards are wonderfully convenient -- and that’s how they are designed. The credit card companies want you to forget about carrying cash so that you’ll yank out those cards and use them for everything from lunches with your friends to impulse buys online. In...

When facing insurmountable debt, most Hollidaysburg, Pennsylvania, residents do not know where to turn for real help. Unfortunately, many ignore their debt and the inevitable calls and letters demanding payment. While debt does not just disappear, you can find a...

Bankruptcy is something that may scare some people, but it’s actually a very helpful legal protection. There are various kinds of bankruptcy, with both Chapter 7 and Chapter 13 being used by consumers. Chapter 7 bankruptcy, which you may know as liquidation...

You go to pick up your coffee cup, and when you try to grip the handle, a searing pain shoots through your wrist, causing you to have to put the cup down so quickly that you almost spill it. Perhaps, moments like this are occurring more often these days. Maybe you...