Workers’ compensation coverage is something that the majority of employers are required to have by law. This coverage protects employees who get hurt on the job, making sure they continue to receive at least partial pay for lost wages and can afford the medical care they need.
Workers’ compensation benefits are thorough, providing a route to retrain for a new position if the person can’t return to the previous job, and it also guarantees tax-free wages to help them support themselves and their families while they focus on recovering. With direct compensation for medical care, most people find that workers’ compensation is enough to support them when they’re injured.
What types of injuries are covered by workers’ compensation?
Most injuries that occur on the job will be covered by workers’ compensation. There are a few exceptions, such as cases where the injuries were intentionally caused by the person trying to make the claim.
What happens after a workplace injury?
At the time of the injury, you have the option to seek immediate medical care by going to a medical provider or hospital, or, in emergencies, calling 911. After you receive medical care, you’ll file a claim through your employer. The claim form should be simple to fill out, and your employer should turn it in soon after the incident. You have an obligation to inform your employer of your injury, so if they were not present, make sure you do so as soon as possible.
After the claim is filed, you just wait for the approval. If your employer will not file the claim, or you receive a denial, you can discuss your options for moving forward with your attorney.