Workers’ compensation provides for those who lose a loved one in a workplace accident, just as it provides for those who are hurt on the job. Known as death benefits, these benefits provide compensation for funeral costs and other losses.
In Pennsylvania, death benefits are paid to dependent survivors. The workers’ compensation insurance covers any medical bills, as well as a portion of the decedent’s wages, to the family.
Death benefits typically take the place of a wrongful death lawsuit. That means that families don’t have to take their loved one’s employer to court to receive compensation. However, you need to keep in mind that there may be limits on how much can be paid. Laws are constantly changing, which is why it’s essential to speak with your attorney before you accept death benefits from your loved one’s employer.
How do you file a claim for benefits?
You’ll need to ask the employer to submit the claim to the workers’ compensation insurance company. In Pennsylvania, a set amount is given for funeral costs on top of the worker’s lost wages.
What happens if the employer didn’t carry workers’ compensation?
If you believed in the past that they had workers’ compensation, but they did not have coverage when your spouse or loved one was killed, then there may be a case for a lawsuit. Our website has more on workers’ compensation and what you should do if you lose a loved one in a workplace accident. The right information can make a difference when you’re seeking compensation for a work-related death.