If you’ve been hurt on the job, then you may want to look into filing a claim for workers’ compensation. Workers’ compensation is there to protect people like yourself who may have gotten hurt as a result of their employer’s negligence or because of hazards in the workplace.
The benefit of workers’ compensation is that it’s easy for you to put in a claim through your employer. Your employer should help you file the claim after you report an injury and submit that claim to the insurance carrier they have presently.
What happens if your employer doesn’t have workers’ compensation?
There are cases where an employer may not have workers’ compensation because of an exemption. There are also times when they may not have workers’ compensation due to failing to purchase it. If your employer is required to buy workers’ compensation coverage and does not do so, you may be able to sue them directly for compensation or be compensated through other means.
What can you do if your claim is denied?
Sometimes, claims are denied because of waiting too long to file or not having enough evidence to support your claim. Whatever the reason is, if you receive a denial letter, you should take it to your attorney.
Your attorney will discuss the letter with you and the ways you can appeal that decision. That way, you’ll have a chance to pursue the compensation you need. If you were hurt at work, workers’ compensation should be provided to you, and your attorney will do what they can to help you get an approval.